XP Inc (XP) is now in the Undervalued zone, suggesting that its current forward PE ratio of 8.68 is considered Undervalued compared with the five-year average of 16.49. The fair price of XP Inc (XP) is between 25.69 to 62.95 according to relative valuation method. Compared to the current price of 21.84 USD , XP Inc By Undervalued By 14.98%.

Relative Value

Fair Zone

25.69-62.95

Current Price：21.84

14.98%

Undervalued

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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XP Inc (XP) has a current Price-to-Book (P/B) ratio of 1.95. Compared to its 3-year average P/B ratio of 2.68, the current P/B ratio is approximately -27.14% higher. Relative to its 5-year average P/B ratio of 4.22, the current P/B ratio is about -53.80% higher. XP Inc (XP) has a Forward Free Cash Flow (FCF) yield of approximately 39.68%. Compared to its 3-year average FCF yield of 15.44%, the current FCF yield is approximately 157.03% lower. Relative to its 5-year average FCF yield of 8.37%, the current FCF yield is about 374.36% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for XP competitors is 3.88, providing a benchmark for relative valuation. XP Inc Corp (XP.O) exhibits a P/S ratio of 2.30, which is -40.87% above the industry average. Given its robust revenue growth of 11.22%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of XP increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of XP in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is XP currently overvalued or undervalued?

What is XP Inc (XP) fair value?

XP's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of XP Inc (XP) is between 25.69 to 62.95 according to relative valuation method.

How does XP's valuation metrics compare to the industry average?

The average P/S ratio for XP's competitors is 3.88, providing a benchmark for relative valuation. XP Inc Corp (XP) exhibits a P/S ratio of 2.30, which is -40.87% above the industry average. Given its robust revenue growth of 11.22%, this premium appears unsustainable.

What is the current P/B ratio for XP Inc (XP) as of Mar 02 2026?

As of Mar 02 2026, XP Inc (XP) has a P/B ratio of 1.95. This indicates that the market values XP at 1.95 times its book value.

What is the current FCF Yield for XP Inc (XP) as of Mar 02 2026?

As of Mar 02 2026, XP Inc (XP) has a FCF Yield of 39.68%. This means that for every dollar of XP Inc's market capitalization, the company generates 39.68 cents in free cash flow.

What is the current Forward P/E ratio for XP Inc (XP) as of Mar 02 2026?

As of Mar 02 2026, XP Inc (XP) has a Forward P/E ratio of 8.68. This means the market is willing to pay $8.68 for every dollar of XP Inc's expected earnings over the next 12 months.

What is the current Forward P/S ratio for XP Inc (XP) as of Mar 02 2026?

As of Mar 02 2026, XP Inc (XP) has a Forward P/S ratio of 2.30. This means the market is valuing XP at $2.30 for every dollar of expected revenue over the next 12 months.

XP Valuation