XP Earnings

XP reported its FY2025Q3 earnings on 2025-11-17, showcasing a revenue of 4.66B against an estimate of 4.63B, resulting in a 0.72% surprise. The EPS was 0.45, surpassing the expected 0.45 by 0%. The stock experienced a 1.93% price change on the earnings day and a -4.03% change over the next five days, reflecting market reactions to the results.

Following XP's FY2025Q3 earnings announcement on 2025-11-17, the stock price moved by 1.93% on the day of the release. Over the subsequent five days, it saw a -4.03% change. Historically, XP's stock price tends to shift by an average of -0.15% in the 10 days leading up to earnings and -2.13% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate XP's annual revenue to reach 4.86B, while the EPS is projected at 2.40. These estimates reflect recent revisions, with revenue estimates revised upward by 0.04% and EPS estimates revised downward by -0.14% over the past three months, indicating analyst expectation in the company's performance.

The correlation between XP's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were revised upward by 0.04%, while EPS estimates moved revised downward by -0.14%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, XP's stock price typically moves by -0.15% in the 10 days before its earnings and -2.13% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 2.40 and revenue of 4.86B.

The earnings call summary indicates strong financial performance with a 22% growth in total client assets and a 25% increase in life insurance premiums. The company also announced a share buyback program and dividend payment, signaling confidence in financial health. The Q&A session revealed optimism about future growth and strategic initiatives, though some concerns about NPS and tax hikes were noted. Overall, the positive financial results and strategic plans, including AI investments and market expansion, suggest a positive stock price movement over the next two weeks.