WTBA News & Events

Net interest margin, on a fully tax-equivalent basis, was 2.47 percent for the fourth quarter of 2025, compared to 2.36 percent for the third quarter of 2025. Net interest income for the fourth quarter of 2025 was $24.2 million, compared to $22.5 million for the third quarter of 2025. David Nelson, President and Chief Executive Officer of the Company, commented, "We have had continuous improvement in earnings and key performance metrics throughout 2025 and finished the year very strong. Through proactive and strategic balance sheet management, we see opportunities for further improvements in 2026. West Bank remains focused on relationship building and outstanding service and support. Our customer base continues to grow in all of our markets."

Net interest margin, on a fully tax-equivalent basis, was 2.36 percent for the third quarter of 2025, compared to 2.27 percent for the second quarter of 2025. Net interest income for the third quarter of 2025 was $22.5 million, compared to $21.4 million for the second quarter of 2025. David Nelson, President and Chief Executive Officer of the Company, commented, "We had a strong third quarter with continued improvements in net interest income and net interest margin while prudently managing our noninterest expenses. We see opportunities for further improvement in earnings and our best-in-class credit quality metrics continue to be extremely strong. We had no loans on nonaccrual status and no loans past due greater than 30 days at September 30, 2025."