WTBA Earnings

WTBA reported its earnings on 2026-01-29, showcasing a revenue of 52.27M against an estimate of 26.60M, resulting in a 96.5% surprise. The EPS was 0.43, surpassing the expected 0.57 by -24.56%. The stock experienced a 4.21% price change on the earnings day and a 15.02% change over the next five days, reflecting market reactions to the results.

Following WTBA's earnings announcement on 2026-01-29, the stock price moved by 4.21% on the day of the release. Over the subsequent five days, it saw a 15.02% change. Historically, WTBA's stock price tends to shift by an average of -2.41% in the 10 days leading up to earnings and 1.12% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate WTBA's annual revenue to reach 26.60M, while the EPS is projected at 0.55. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between WTBA's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, WTBA's stock price typically moves by -2.41% in the 10 days before its earnings and 1.12% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 0.55 and revenue of 26.60M.

The earnings call presents a mixed sentiment. Positive aspects include improved net income YoY, better net interest margins, and a dividend declaration. However, challenges such as the trucking industry risk, fewer loan opportunities, and a $4 million securities loss dampen the outlook. The Q&A session revealed cautious optimism about loan growth and deposit dynamics, but the lack of clear guidance on securities repositioning and uncertain deposit outlook balance the positives. Overall, these factors suggest a neutral sentiment, likely resulting in minimal stock price movement.