Revenue Breakdown
Composition ()
No data
Revenue Streams
SLM Corp (SLM) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Consumer Lending, accounting for 49.8% of total sales, equivalent to $645.00M. Other significant revenue streams include FFELP Loans and Adjustments. Understanding this composition is critical for investors evaluating how SLM navigates market cycles within the Consumer Lending industry.
Profitability & Margins
Evaluating the bottom line, SLM Corp maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 75.13%, while the net margin is 55.44%. These profitability ratios, combined with a Return on Equity (ROE) of 35.49%, provide a clear picture of how effectively SLM converts its operational activities into shareholder value.
Comparative Benchmarking
In the context of the broader market, SLM competes directly with industry leaders such as WSC and ENVA. With a market capitalization of $3.71B, it holds a significant position in the sector. When comparing efficiency, SLM's gross margin of N/A stands against WSC's 46.16% and ENVA's 100.00%. Such benchmarking helps identify whether SLM Corp is trading at a premium or discount relative to its financial performance.
