SLM Earnings

SLM reported its earnings on 2026-01-22, showcasing a revenue of 656.82M against an estimate of 378.46M, resulting in a 73.55% surprise. The EPS was 1.12, surpassing the expected 0.95 by 17.89%. The stock experienced a 3.45% price change on the earnings day and a -1.24% change over the next five days, reflecting market reactions to the results.

Following SLM's earnings announcement on 2026-01-22, the stock price moved by 3.45% on the day of the release. Over the subsequent five days, it saw a -1.24% change. Historically, SLM's stock price tends to shift by an average of -2.07% in the 10 days leading up to earnings and 1.85% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate SLM's annual revenue to reach 391.72M, while the EPS is projected at 0.96. These estimates reflect recent revisions, with revenue estimates revised downward by -0.04% and EPS estimates revised downward by -0.09% over the past three months, indicating analyst expectation in the company's performance.

The correlation between SLM's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were revised downward by -0.04%, while EPS estimates moved revised downward by -0.09%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, SLM's stock price typically moves by -2.07% in the 10 days before its earnings and 1.85% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 0.96 and revenue of 391.72M.

The earnings call indicates strong financial performance with increased revenue, improved net interest margin, and disciplined expense management. The company is exploring partnerships, which could boost revenues. Despite some concerns over early-stage delinquencies and unclear management responses on certain issues, the overall sentiment is positive. The market cap suggests moderate volatility, and the strategic plans and optimistic guidance support a positive outlook for the stock price in the short term.