Southside Bancshares Inc (SBSI) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.88 is considered Undervalued compared with the five-year average of 11.61. The fair price of Southside Bancshares Inc (SBSI) is between 32.84 to 41.06 according to relative valuation method. Compared to the current price of 31.76 USD , Southside Bancshares Inc By Undervalued By 3.29%.

Relative Value

Fair Zone

32.84-41.06

Current Price：31.76

3.29%

Undervalued

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Southside Bancshares Inc (SBSI) has a current Price-to-Book (P/B) ratio of 1.10. Compared to its 3-year average P/B ratio of 1.16, the current P/B ratio is approximately -5.72% higher. Relative to its 5-year average P/B ratio of 1.32, the current P/B ratio is about -17.05% higher. Southside Bancshares Inc (SBSI) has a Forward Free Cash Flow (FCF) yield of approximately 9.90%. Compared to its 3-year average FCF yield of 10.28%, the current FCF yield is approximately -3.68% lower. Relative to its 5-year average FCF yield of 11.71%, the current FCF yield is about -15.43% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for SBSI competitors is 2.82, providing a benchmark for relative valuation. Southside Bancshares Inc Corp (SBSI.O) exhibits a P/S ratio of 3.17, which is 12.39% above the industry average. Given its robust revenue growth of -3.88%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of SBSI increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of SBSI in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is SBSI currently overvalued or undervalued?

Southside Bancshares Inc (SBSI) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.88 is considered Undervalued compared with the five-year average of 11.61. The fair price of Southside Bancshares Inc (SBSI) is between 32.84 to 41.06 according to relative valuation method. Compared to the current price of 31.76 USD, Southside Bancshares Inc is Undervalued By 3.29%.

What is Southside Bancshares Inc (SBSI) fair value?

SBSI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Southside Bancshares Inc (SBSI) is between 32.84 to 41.06 according to relative valuation method.

How does SBSI's valuation metrics compare to the industry average?

The average P/S ratio for SBSI's competitors is 2.82, providing a benchmark for relative valuation. Southside Bancshares Inc Corp (SBSI) exhibits a P/S ratio of 3.17, which is 12.39% above the industry average. Given its robust revenue growth of -3.88%, this premium appears unsustainable.

What is the current P/B ratio for Southside Bancshares Inc (SBSI) as of Mar 02 2026?

As of Mar 02 2026, Southside Bancshares Inc (SBSI) has a P/B ratio of 1.10. This indicates that the market values SBSI at 1.10 times its book value.

What is the current FCF Yield for Southside Bancshares Inc (SBSI) as of Mar 02 2026?

As of Mar 02 2026, Southside Bancshares Inc (SBSI) has a FCF Yield of 9.90%. This means that for every dollar of Southside Bancshares Inc's market capitalization, the company generates 9.90 cents in free cash flow.

What is the current Forward P/E ratio for Southside Bancshares Inc (SBSI) as of Mar 02 2026?

As of Mar 02 2026, Southside Bancshares Inc (SBSI) has a Forward P/E ratio of 9.88. This means the market is willing to pay $9.88 for every dollar of Southside Bancshares Inc's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Southside Bancshares Inc (SBSI) as of Mar 02 2026?

As of Mar 02 2026, Southside Bancshares Inc (SBSI) has a Forward P/S ratio of 3.17. This means the market is valuing SBSI at $3.17 for every dollar of expected revenue over the next 12 months.

SBSI Valuation