SBSI Earnings

SBSI reported its earnings on 2026-01-29, showcasing a revenue of 107.91M against an estimate of 71.80M, resulting in a 50.29% surprise. The EPS was 0.7, surpassing the expected 0.8 by -12.5%. The stock experienced a 0.09% price change on the earnings day and a 3.31% change over the next five days, reflecting market reactions to the results.

Following SBSI's earnings announcement on 2026-01-29, the stock price moved by 0.09% on the day of the release. Over the subsequent five days, it saw a 3.31% change. Historically, SBSI's stock price tends to shift by an average of -2.98% in the 10 days leading up to earnings and 0.38% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate SBSI's annual revenue to reach 70.95M, while the EPS is projected at 0.74. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between SBSI's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, SBSI's stock price typically moves by -2.98% in the 10 days before its earnings and 0.38% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 0.74 and revenue of 70.95M.

The earnings call presents mixed signals: strong Q4 results with a significant EPS increase, but an annual decline in net income and EPS due to portfolio restructuring. Positive aspects include improved net interest margin, loan growth, and a strategic focus on M&A and stock buybacks. However, concerns arise from the 2026 expense growth, muted margin expectations, and unclear management responses. The Q&A section reveals cautious optimism but lacks concrete commitments. Overall, the sentiment is neutral, with no significant catalysts to drive a strong stock price movement.