Credit Acceptance Corp (CACC) is now in the Undervalued zone, suggesting that its current forward PE ratio of 11.27 is considered Undervalued compared with the five-year average of 12.06. The fair price of Credit Acceptance Corp (CACC) is between 593.61 to 698.81 according to relative valuation method. Compared to the current price of 482.15 USD , Credit Acceptance Corp By Undervalued By 18.78%.

Relative Value

Fair Zone

593.61-698.81

Current Price：482.15

18.78%

Undervalued

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Credit Acceptance Corp (CACC) has a current Price-to-Book (P/B) ratio of 3.17. Compared to its 3-year average P/B ratio of 3.55, the current P/B ratio is approximately -10.57% higher. Relative to its 5-year average P/B ratio of 3.75, the current P/B ratio is about -15.36% higher. Credit Acceptance Corp (CACC) has a Forward Free Cash Flow (FCF) yield of approximately 21.76%. Compared to its 3-year average FCF yield of 19.43%, the current FCF yield is approximately 12.00% lower. Relative to its 5-year average FCF yield of 17.63%, the current FCF yield is about 23.39% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for CACC competitors is 4.75, providing a benchmark for relative valuation. Credit Acceptance Corp Corp (CACC.O) exhibits a P/S ratio of 2.13, which is -55.05% above the industry average. Given its robust revenue growth of 2.47%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of CACC increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of CACC in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is CACC currently overvalued or undervalued?

What is Credit Acceptance Corp (CACC) fair value?

CACC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Credit Acceptance Corp (CACC) is between 593.61 to 698.81 according to relative valuation method.

How does CACC's valuation metrics compare to the industry average?

The average P/S ratio for CACC's competitors is 4.75, providing a benchmark for relative valuation. Credit Acceptance Corp Corp (CACC) exhibits a P/S ratio of 2.13, which is -55.05% above the industry average. Given its robust revenue growth of 2.47%, this premium appears unsustainable.

What is the current P/B ratio for Credit Acceptance Corp (CACC) as of Mar 03 2026?

As of Mar 03 2026, Credit Acceptance Corp (CACC) has a P/B ratio of 3.17. This indicates that the market values CACC at 3.17 times its book value.

What is the current FCF Yield for Credit Acceptance Corp (CACC) as of Mar 03 2026?

As of Mar 03 2026, Credit Acceptance Corp (CACC) has a FCF Yield of 21.76%. This means that for every dollar of Credit Acceptance Corp's market capitalization, the company generates 21.76 cents in free cash flow.

What is the current Forward P/E ratio for Credit Acceptance Corp (CACC) as of Mar 03 2026?

As of Mar 03 2026, Credit Acceptance Corp (CACC) has a Forward P/E ratio of 11.27. This means the market is willing to pay $11.27 for every dollar of Credit Acceptance Corp's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Credit Acceptance Corp (CACC) as of Mar 03 2026?

As of Mar 03 2026, Credit Acceptance Corp (CACC) has a Forward P/S ratio of 2.13. This means the market is valuing CACC at $2.13 for every dollar of expected revenue over the next 12 months.

CACC Valuation