CACC Earnings

CACC reported its earnings on 2026-01-29, showcasing a revenue of 579.90M against an estimate of 579.99M, resulting in a -0.02% surprise. The EPS was 11.35, surpassing the expected 10.3 by 10.19%. The stock experienced a 10.42% price change on the earnings day and a 12.41% change over the next five days, reflecting market reactions to the results.

Following CACC's earnings announcement on 2026-01-29, the stock price moved by 10.42% on the day of the release. Over the subsequent five days, it saw a 12.41% change. Historically, CACC's stock price tends to shift by an average of 2.47% in the 10 days leading up to earnings and -1.56% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate CACC's annual revenue to reach 585.88M, while the EPS is projected at 9.86. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between CACC's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, CACC's stock price typically moves by 2.47% in the 10 days before its earnings and -1.56% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 9.86 and revenue of 585.88M.

The earnings call reveals several concerns: a decline in market share, forecast changes indicating reduced cash flows, and economic volatility impacting future collections. Although the loan portfolio reached a record high, the market share decrease and potential risks from economic factors are significant negatives. The Q&A section highlighted uncertainties in forecast stability and management's evasive responses on legal fees, further adding to investor concerns. Despite positive elements like dealer network expansion and technology investments, the overall sentiment is negative due to financial and market challenges.