Ally Financial Inc (ALLY) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.37 is considered Undervalued compared with the five-year average of 8.60. The fair price of Ally Financial Inc (ALLY) is between 41.62 to 55.33 according to relative valuation method. Compared to the current price of 39.75 USD , Ally Financial Inc By Undervalued By 4.5%.

Relative Value

Fair Zone

41.62-55.33

Current Price：39.75

4.5%

Undervalued

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Ally Financial Inc (ALLY) has a current Price-to-Book (P/B) ratio of 1.10. Compared to its 3-year average P/B ratio of 0.91, the current P/B ratio is approximately 20.64% higher. Relative to its 5-year average P/B ratio of 0.97, the current P/B ratio is about 13.38% higher. Ally Financial Inc (ALLY) has a Forward Free Cash Flow (FCF) yield of approximately -1.85%. Compared to its 3-year average FCF yield of 15.27%, the current FCF yield is approximately -112.12% lower. Relative to its 5-year average FCF yield of 11.18%, the current FCF yield is about -116.56% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for ALLY competitors is 2.29, providing a benchmark for relative valuation. Ally Financial Inc Corp (ALLY.N) exhibits a P/S ratio of 1.58, which is -31.01% above the industry average. Given its robust revenue growth of 3.19%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of ALLY increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of ALLY in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is ALLY currently overvalued or undervalued?

What is Ally Financial Inc (ALLY) fair value?

ALLY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Ally Financial Inc (ALLY) is between 41.62 to 55.33 according to relative valuation method.

How does ALLY's valuation metrics compare to the industry average?

The average P/S ratio for ALLY's competitors is 2.29, providing a benchmark for relative valuation. Ally Financial Inc Corp (ALLY) exhibits a P/S ratio of 1.58, which is -31.01% above the industry average. Given its robust revenue growth of 3.19%, this premium appears unsustainable.

What is the current P/B ratio for Ally Financial Inc (ALLY) as of Mar 03 2026?

As of Mar 03 2026, Ally Financial Inc (ALLY) has a P/B ratio of 1.10. This indicates that the market values ALLY at 1.10 times its book value.

What is the current FCF Yield for Ally Financial Inc (ALLY) as of Mar 03 2026?

As of Mar 03 2026, Ally Financial Inc (ALLY) has a FCF Yield of -1.85%. This means that for every dollar of Ally Financial Inc's market capitalization, the company generates -1.85 cents in free cash flow.

What is the current Forward P/E ratio for Ally Financial Inc (ALLY) as of Mar 03 2026?

As of Mar 03 2026, Ally Financial Inc (ALLY) has a Forward P/E ratio of 9.37. This means the market is willing to pay $9.37 for every dollar of Ally Financial Inc's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Ally Financial Inc (ALLY) as of Mar 03 2026?

As of Mar 03 2026, Ally Financial Inc (ALLY) has a Forward P/S ratio of 1.58. This means the market is valuing ALLY at $1.58 for every dollar of expected revenue over the next 12 months.

ALLY Valuation