ALLY Earnings

ALLY reported its earnings on 2026-01-21, showcasing a revenue of 2.12B against an estimate of 2.13B, resulting in a -0.33% surprise. The EPS was 1.09, surpassing the expected 1.01 by 7.92%. The stock experienced a 0.02% price change on the earnings day and a -0.5% change over the next five days, reflecting market reactions to the results.

Following ALLY's earnings announcement on 2026-01-21, the stock price moved by 0.02% on the day of the release. Over the subsequent five days, it saw a -0.5% change. Historically, ALLY's stock price tends to shift by an average of -0.47% in the 10 days leading up to earnings and -0.34% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate ALLY's annual revenue to reach 2.20B, while the EPS is projected at 1.04. These estimates reflect recent revisions, with revenue estimates revised upward by 0.06% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between ALLY's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were revised upward by 0.06%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, ALLY's stock price typically moves by -0.47% in the 10 days before its earnings and -0.34% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 1.04 and revenue of 2.20B.

The earnings call summary and Q&A highlight mixed signals. Strong metrics such as improved delinquencies, consumer originations, and corporate finance growth are positive. However, uncertainties in NIM progression, macroeconomic risks, and vague guidance on buybacks and capital allocation create caution. The balanced outlook on credit performance and charge-off rates also contribute to a neutral sentiment. Without a market cap, the stock's reaction is difficult to predict, but the mixed nature of the report suggests a neutral sentiment overall.