ZION Earnings

ZION reported its earnings on 2026-01-20, showcasing a revenue of 879.00M against an estimate of 864.41M, resulting in a 1.69% surprise. The EPS was 1.76, surpassing the expected 1.57 by 12.1%. The stock experienced a 4.21% price change on the earnings day and a 0.15% change over the next five days, reflecting market reactions to the results.

Following ZION's earnings announcement on 2026-01-20, the stock price moved by 4.21% on the day of the release. Over the subsequent five days, it saw a 0.15% change. Historically, ZION's stock price tends to shift by an average of -2.2% in the 10 days leading up to earnings and -1.94% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate ZION's annual revenue to reach 850.58M, while the EPS is projected at 1.38. These estimates reflect recent revisions, with revenue estimates revised upward by 0.22% and EPS estimates revised upward by 0.03% over the past three months, indicating analyst expectation in the company's performance.

The correlation between ZION's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were revised upward by 0.22%, while EPS estimates moved revised upward by 0.03%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, ZION's stock price typically moves by -2.2% in the 10 days before its earnings and -1.94% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 1.38 and revenue of 850.58M.

The earnings call summary presents strong financial metrics, with increasing net interest income, customer-related fee income, and loan balances. The company is also managing expenses effectively, with a focus on growth and strategic initiatives. The Q&A section reveals a positive outlook on loan growth, deposit expansion, and share buybacks resuming later in the year. While there are uncertainties around achieving certain margins, the overall sentiment is positive with strong capital position and organic growth, suggesting a likely positive stock price movement over the next two weeks.