WTFC Earnings

WTFC reported its earnings on 2026-01-20, showcasing a revenue of 1.09B against an estimate of 699.70M, resulting in a 55.31% surprise. The EPS was 3.15, surpassing the expected 2.93 by 7.51%. The stock experienced a 4.71% price change on the earnings day and a 1.19% change over the next five days, reflecting market reactions to the results.

Following WTFC's earnings announcement on 2026-01-20, the stock price moved by 4.71% on the day of the release. Over the subsequent five days, it saw a 1.19% change. Historically, WTFC's stock price tends to shift by an average of -2.35% in the 10 days leading up to earnings and -1.28% in the 10 days following, providing insight into potential market.

For 2025/Q2, analysts estimate WTFC's annual revenue to reach 661.46M, while the EPS is projected at 2.61. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between WTFC's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, WTFC's stock price typically moves by -2.35% in the 10 days before its earnings and -1.28% in the 10 days after. For the upcoming 2025/Q2 earnings, analysts expect an EPS of 2.61 and revenue of 661.46M.

The earnings call summary indicates stable financial performance with expected growth in loans, deposits, and net interest income. The Q&A section highlights effective management of deposit costs and optimism about mortgage business growth. While there are areas for improvement, such as the mortgage business, the company maintains a strong market position and explores organic growth and acquisitions. The outlook for loan and deposit growth is positive, and management is open to buybacks or dividend increases if capital levels exceed targets. Overall, the sentiment leans towards a positive stock price reaction over the next two weeks.