WAFD Earnings

WAFD reported its FY2026Q1 earnings on 2026-01-15, showcasing a revenue of 191.37M against an estimate of 192.83M, resulting in a -0.76% surprise. The EPS was 0.79, surpassing the expected 0.76 by 3.95%. The stock experienced a -3.97% price change on the earnings day and a -2.34% change over the next five days, reflecting market reactions to the results.

Following WAFD's FY2026Q1 earnings announcement on 2026-01-15, the stock price moved by -3.97% on the day of the release. Over the subsequent five days, it saw a -2.34% change. Historically, WAFD's stock price tends to shift by an average of -0.59% in the 10 days leading up to earnings and 1.66% in the 10 days following, providing insight into potential market.

For 2026/Q2, analysts estimate WAFD's annual revenue to reach 190.51M, while the EPS is projected at 0.75. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates revised downward by -0.27% over the past three months, indicating analyst expectation in the company's performance.

The correlation between WAFD's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2026 were unchanged by 0%, while EPS estimates moved revised downward by -0.27%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, WAFD's stock price typically moves by -0.59% in the 10 days before its earnings and 1.66% in the 10 days after. For the upcoming 2026/Q2 earnings, analysts expect an EPS of 0.75 and revenue of 190.51M.

The earnings call presents a mixed picture: while there is positive guidance on loan portfolio growth and margin expansion with rate cuts, there are concerns about increasing criticized loans and nonperforming assets. The Q&A reveals some positive sentiments on loan production and capital management, but vague responses on stablecoin partnerships and profitability improvements create uncertainty. The company's market cap of $2.24 billion suggests moderate stock price sensitivity. Overall, the balance of positive and negative factors, alongside the lack of clear guidance on some issues, leads to a neutral prediction for the stock price movement.