VLY Earnings

VLY reported its earnings on 2026-01-29, showcasing a revenue of 892.14M against an estimate of 524.69M, resulting in a 70.03% surprise. The EPS was 0.31, surpassing the expected 0.29 by 6.9%. The stock experienced a 3.26% price change on the earnings day and a 7.09% change over the next five days, reflecting market reactions to the results.

Following VLY's earnings announcement on 2026-01-29, the stock price moved by 3.26% on the day of the release. Over the subsequent five days, it saw a 7.09% change. Historically, VLY's stock price tends to shift by an average of -4.76% in the 10 days leading up to earnings and -0.66% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate VLY's annual revenue to reach 527.01M, while the EPS is projected at 0.28. These estimates reflect recent revisions, with revenue estimates revised downward by -0.01% and EPS estimates revised downward by -0.04% over the past three months, indicating analyst expectation in the company's performance.

The correlation between VLY's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were revised downward by -0.01%, while EPS estimates moved revised downward by -0.04%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, VLY's stock price typically moves by -4.76% in the 10 days before its earnings and -0.66% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 0.28 and revenue of 527.01M.

The earnings call summary and Q&A reveal strong financial metrics, optimistic guidance, and effective capital management. The company anticipates NIM growth, stable expenses, solid loan origination, and CRE charge-offs below forecasts. Despite some nonperforming loans, the reserve remains stable. Share buybacks are maintained, and geographic expansion is planned. Positive deposit growth and reduced deposit costs further strengthen the outlook. Although management was vague about ROE targets, the overall sentiment is positive, suggesting a likely stock price increase of 2% to 8%.