Versabank (VBNK) has a current Price-to-Book (P/B) ratio of 1.23. Compared to its 3-year average P/B ratio of 0.99, the current P/B ratio is approximately 24.91% higher. Relative to its 5-year average P/B ratio of 1.02, the current P/B ratio is about 20.49% higher. Versabank (VBNK) has a Forward Free Cash Flow (FCF) yield of approximately -103.48%. Compared to its 3-year average FCF yield of -154.59%, the current FCF yield is approximately -33.06% lower. Relative to its 5-year average FCF yield of -161.39%, the current FCF yield is about -35.88% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for VBNK competitors is 3.21, providing a benchmark for relative valuation. Versabank Corp (VBNK.O) exhibits a P/S ratio of 4.09, which is 27.37% above the industry average. Given its robust revenue growth of 31.05%, this premium appears sustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of VBNK increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of VBNK in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is VBNK currently overvalued or undervalued?

What is Versabank (VBNK) fair value?

VBNK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Versabank (VBNK) is between 10.31 to 18.40 according to relative valuation method.

How does VBNK's valuation metrics compare to the industry average?

The average P/S ratio for VBNK's competitors is 3.21, providing a benchmark for relative valuation. Versabank Corp (VBNK) exhibits a P/S ratio of 4.09, which is 27.37% above the industry average. Given its robust revenue growth of 31.05%, this premium appears sustainable.

What is the current P/B ratio for Versabank (VBNK) as of Mar 03 2026?

As of Mar 03 2026, Versabank (VBNK) has a P/B ratio of 1.23. This indicates that the market values VBNK at 1.23 times its book value.

What is the current FCF Yield for Versabank (VBNK) as of Mar 03 2026?

As of Mar 03 2026, Versabank (VBNK) has a FCF Yield of -103.48%. This means that for every dollar of Versabank's market capitalization, the company generates -103.48 cents in free cash flow.

What is the current Forward P/E ratio for Versabank (VBNK) as of Mar 03 2026?

As of Mar 03 2026, Versabank (VBNK) has a Forward P/E ratio of 12.16. This means the market is willing to pay $12.16 for every dollar of Versabank's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Versabank (VBNK) as of Mar 03 2026?

As of Mar 03 2026, Versabank (VBNK) has a Forward P/S ratio of 4.09. This means the market is valuing VBNK at $4.09 for every dollar of expected revenue over the next 12 months.

VBNK Valuation