Revenue Breakdown
Composition ()
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Revenue Streams
Profitability & Margins
Evaluating the bottom line, Upstart Holdings Inc maintains a gross margin of 80.45%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 1.07%, while the net margin is 7.03%. These profitability ratios, combined with a Return on Equity (ROE) of 7.49%, provide a clear picture of how effectively UPST converts its operational activities into shareholder value.
Comparative Benchmarking
In the context of the broader market, UPST competes directly with industry leaders such as HTGC and MGRC. With a market capitalization of $2.77B, it holds a leading position in the sector. When comparing efficiency, UPST's gross margin of 80.45% stands against HTGC's 97.98% and MGRC's 58.70%. Such benchmarking helps identify whether Upstart Holdings Inc is trading at a premium or discount relative to its financial performance.
