Unum Group (UNM) is now in the Overvalued zone, suggesting that its current forward PE ratio of 8.69 is considered Overvalued compared with the five-year average of 6.55. The fair price of Unum Group (UNM) is between 55.59 to 71.81 according to relative valuation method. Compared to the current price of 72.11 USD , Unum Group By Overvalued By 0.42%.

Relative Value

Fair Zone

55.59-71.81

Current Price：72.11

0.42%

Overvalued

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Unum Group (UNM) has a current Price-to-Book (P/B) ratio of 1.20. Compared to its 3-year average P/B ratio of 1.06, the current P/B ratio is approximately 12.38% higher. Relative to its 5-year average P/B ratio of 0.89, the current P/B ratio is about 34.20% higher. Unum Group (UNM) has a Forward Free Cash Flow (FCF) yield of approximately 5.33%. Compared to its 3-year average FCF yield of 10.60%, the current FCF yield is approximately -49.71% lower. Relative to its 5-year average FCF yield of 11.37%, the current FCF yield is about -53.12% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for UNM competitors is 1.61, providing a benchmark for relative valuation. Unum Group Corp (UNM.N) exhibits a P/S ratio of 0.95, which is -40.7% above the industry average. Given its robust revenue growth of 0.23%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of UNM increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of UNM in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is UNM currently overvalued or undervalued?

What is Unum Group (UNM) fair value?

UNM's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Unum Group (UNM) is between 55.59 to 71.81 according to relative valuation method.

How does UNM's valuation metrics compare to the industry average?

The average P/S ratio for UNM's competitors is 1.61, providing a benchmark for relative valuation. Unum Group Corp (UNM) exhibits a P/S ratio of 0.95, which is -40.70% above the industry average. Given its robust revenue growth of 0.23%, this premium appears unsustainable.

What is the current P/B ratio for Unum Group (UNM) as of Mar 03 2026?

As of Mar 03 2026, Unum Group (UNM) has a P/B ratio of 1.20. This indicates that the market values UNM at 1.20 times its book value.

What is the current FCF Yield for Unum Group (UNM) as of Mar 03 2026?

As of Mar 03 2026, Unum Group (UNM) has a FCF Yield of 5.33%. This means that for every dollar of Unum Group's market capitalization, the company generates 5.33 cents in free cash flow.

What is the current Forward P/E ratio for Unum Group (UNM) as of Mar 03 2026?

As of Mar 03 2026, Unum Group (UNM) has a Forward P/E ratio of 8.69. This means the market is willing to pay $8.69 for every dollar of Unum Group's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Unum Group (UNM) as of Mar 03 2026?

As of Mar 03 2026, Unum Group (UNM) has a Forward P/S ratio of 0.95. This means the market is valuing UNM at $0.95 for every dollar of expected revenue over the next 12 months.

UNM Valuation