UMBF Earnings

UMBF reported its earnings on 2026-01-27, showcasing a revenue of 1.08B against an estimate of 678.95M, resulting in a 59.84% surprise. The EPS was 3.08, surpassing the expected 2.71 by 13.65%. The stock experienced a -0.16% price change on the earnings day and a 2.55% change over the next five days, reflecting market reactions to the results.

Following UMBF's earnings announcement on 2026-01-27, the stock price moved by -0.16% on the day of the release. Over the subsequent five days, it saw a 2.55% change. Historically, UMBF's stock price tends to shift by an average of -1.72% in the 10 days leading up to earnings and 3.94% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate UMBF's annual revenue to reach 678.67M, while the EPS is projected at 2.71. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between UMBF's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, UMBF's stock price typically moves by -1.72% in the 10 days before its earnings and 3.94% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 2.71 and revenue of 678.67M.

The earnings call summary indicates strong loan growth, stable credit quality, and a solid capital position. The dividend increase is a positive sign for shareholders. The Q&A reveals steady growth in key areas, potential synergies from acquisitions, and a focus on organic growth. Despite some uncertainties in deposit beta and growth rates, the overall sentiment is positive, supported by optimistic guidance and stable financial metrics. The market cap suggests a moderate reaction, leading to a prediction of a positive stock price movement of 2% to 8%.