United Bankshares Inc (UBSI) is now in the Undervalued zone, suggesting that its current forward PE ratio of 11.36 is considered Undervalued compared with the five-year average of 13.14. The fair price of United Bankshares Inc (UBSI) is between 44.46 to 52.77 according to relative valuation method. Compared to the current price of 41.84 USD , United Bankshares Inc By Undervalued By 5.88%.

Relative Value

Fair Zone

44.46-52.77

Current Price：41.84

5.88%

Undervalued

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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United Bankshares Inc (UBSI) has a current Price-to-Book (P/B) ratio of 0.99. Compared to its 3-year average P/B ratio of 0.97, the current P/B ratio is approximately 2.56% higher. Relative to its 5-year average P/B ratio of 1.03, the current P/B ratio is about -3.38% higher. United Bankshares Inc (UBSI) has a Forward Free Cash Flow (FCF) yield of approximately 8.95%. Compared to its 3-year average FCF yield of 9.16%, the current FCF yield is approximately -2.28% lower. Relative to its 5-year average FCF yield of 10.20%, the current FCF yield is about -12.26% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for UBSI competitors is 4.09, providing a benchmark for relative valuation. United Bankshares Inc Corp (UBSI.O) exhibits a P/S ratio of 4.21, which is 2.9% above the industry average. Given its robust revenue growth of 13.21%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of UBSI increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of UBSI in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is UBSI currently overvalued or undervalued?

What is United Bankshares Inc (UBSI) fair value?

UBSI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of United Bankshares Inc (UBSI) is between 44.46 to 52.77 according to relative valuation method.

How does UBSI's valuation metrics compare to the industry average?

The average P/S ratio for UBSI's competitors is 4.09, providing a benchmark for relative valuation. United Bankshares Inc Corp (UBSI) exhibits a P/S ratio of 4.21, which is 2.90% above the industry average. Given its robust revenue growth of 13.21%, this premium appears unsustainable.

What is the current P/B ratio for United Bankshares Inc (UBSI) as of Mar 03 2026?

As of Mar 03 2026, United Bankshares Inc (UBSI) has a P/B ratio of 0.99. This indicates that the market values UBSI at 0.99 times its book value.

What is the current FCF Yield for United Bankshares Inc (UBSI) as of Mar 03 2026?

As of Mar 03 2026, United Bankshares Inc (UBSI) has a FCF Yield of 8.95%. This means that for every dollar of United Bankshares Inc's market capitalization, the company generates 8.95 cents in free cash flow.

What is the current Forward P/E ratio for United Bankshares Inc (UBSI) as of Mar 03 2026?

As of Mar 03 2026, United Bankshares Inc (UBSI) has a Forward P/E ratio of 11.36. This means the market is willing to pay $11.36 for every dollar of United Bankshares Inc's expected earnings over the next 12 months.

What is the current Forward P/S ratio for United Bankshares Inc (UBSI) as of Mar 03 2026?

As of Mar 03 2026, United Bankshares Inc (UBSI) has a Forward P/S ratio of 4.21. This means the market is valuing UBSI at $4.21 for every dollar of expected revenue over the next 12 months.

UBSI Valuation