TCBC Overview

Merger Announcement: Colony Bankcorp, Inc. and TC Bancshares, Inc. have received all necessary regulatory and shareholder approvals to proceed with their merger, initially announced on July 23, 2025, and expected to close around December 1, 2025.

Leadership Statements: Executives from both companies expressed optimism about the merger, emphasizing their commitment to community banking and the potential for enhanced services and relationships for customers.

Financial Overview: The merger will create a combined entity with approximately $3.8 billion in total assets, $3.1 billion in total deposits, and $2.4 billion in loans, positioning Colony as a leading community bank in the Southeast.

Customer Transition: Post-merger, customers will continue to use their existing banking services until a full system conversion is completed, with detailed information provided in advance regarding any changes.

Class Action Firm Recognition: Monteverde & Associates PC, led by attorney Juan Monteverde, is recognized as a Top 50 Firm in the 2024 ISS Securities Class Action Services Report and has successfully recovered millions for shareholders.

Ongoing Investigations: The firm is currently investigating several companies, including Verint Systems Inc., Mesa Air Group, Guild Holdings Company, and TC Bancshares, regarding their proposed mergers and acquisitions, offering free consultations for concerned shareholders.

Merger Announcement: Colony Bankcorp, Inc. and TC Bancshares have agreed to merge, with the transaction valued at $86.1 million, expected to close in Q4 2025 pending regulatory approval. The merger will enhance Colony's presence in Georgia and Florida, adding approximately $571 million in assets and four branch locations.

Financial Projections and Credit Quality: The combined entity is projected to achieve strong profitability metrics post-merger, benefiting from cost savings and a solid loan portfolio. Both banks have demonstrated good asset quality, with minimal credit losses, and Colony anticipates an improvement in its capital ratio following the merger.

Merger Announcement: Colony Bankcorp, Inc. and TC Bancshares have entered into a definitive agreement for an $86.1 million merger, expected to close in Q4 2025 pending regulatory approval, which will enhance Colony's market presence in Georgia and Florida.

Financial Impact: The merger is projected to add approximately $571 million in assets to Colony's balance sheet, improve profitability through cost savings, and maintain strong credit quality with a complementary loan portfolio.

Class Action Firm Recognition: Monteverde & Associates PC, led by attorney Juan Monteverde, is recognized as a Top 50 firm in the 2024 ISS Securities Class Action Services Report and has successfully recovered millions for shareholders.

Investigation into TC Bancshares Merger: The firm is investigating TC Bancshares, Inc. regarding its merger with Colony Bankcorp, Inc., offering shareholders options to convert their shares into cash or Colony common stock.

Merger Announcement: Colony Bankcorp, Inc. has signed a definitive merger agreement to acquire TC Bancshares, Inc. for approximately $86.1 million, aiming to enhance customer service and growth capabilities in the banking sector.

Transaction Details: Shareholders of TC Bancshares can choose between cash or stock in exchange for their shares, with the merger expected to close in Q4 2025, pending regulatory and shareholder approvals.