Southern First Bancshares Inc (SFST) is now in the Fair zone, suggesting that its current forward PE ratio of 11.93 is considered Fairly compared with the five-year average of 13.91. The fair price of Southern First Bancshares Inc (SFST) is between 48.21 to 76.27 according to relative valuation method.

Relative Value

Fair Zone

48.21-76.27

Current Price：55.88

Fair

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Southern First Bancshares Inc (SFST) has a current Price-to-Book (P/B) ratio of 1.19. Compared to its 3-year average P/B ratio of 0.87, the current P/B ratio is approximately 37.20% higher. Relative to its 5-year average P/B ratio of 1.12, the current P/B ratio is about 6.17% higher. Southern First Bancshares Inc (SFST) has a Forward Free Cash Flow (FCF) yield of approximately 7.14%. Compared to its 3-year average FCF yield of 9.39%, the current FCF yield is approximately -24.01% lower. Relative to its 5-year average FCF yield of 9.69%, the current FCF yield is about -26.38% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for SFST competitors is 2.72, providing a benchmark for relative valuation. Southern First Bancshares Inc Corp (SFST.O) exhibits a P/S ratio of 3.12, which is 14.63% above the industry average. Given its robust revenue growth of 28.28%, this premium appears sustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of SFST increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of SFST in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is SFST currently overvalued or undervalued?

What is Southern First Bancshares Inc (SFST) fair value?

SFST's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Southern First Bancshares Inc (SFST) is between 48.21 to 76.27 according to relative valuation method.

How does SFST's valuation metrics compare to the industry average?

The average P/S ratio for SFST's competitors is 2.72, providing a benchmark for relative valuation. Southern First Bancshares Inc Corp (SFST) exhibits a P/S ratio of 3.12, which is 14.63% above the industry average. Given its robust revenue growth of 28.28%, this premium appears sustainable.

What is the current P/B ratio for Southern First Bancshares Inc (SFST) as of Mar 03 2026?

As of Mar 03 2026, Southern First Bancshares Inc (SFST) has a P/B ratio of 1.19. This indicates that the market values SFST at 1.19 times its book value.

What is the current FCF Yield for Southern First Bancshares Inc (SFST) as of Mar 03 2026?

As of Mar 03 2026, Southern First Bancshares Inc (SFST) has a FCF Yield of 7.14%. This means that for every dollar of Southern First Bancshares Inc's market capitalization, the company generates 7.14 cents in free cash flow.

What is the current Forward P/E ratio for Southern First Bancshares Inc (SFST) as of Mar 03 2026?

As of Mar 03 2026, Southern First Bancshares Inc (SFST) has a Forward P/E ratio of 11.93. This means the market is willing to pay $11.93 for every dollar of Southern First Bancshares Inc's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Southern First Bancshares Inc (SFST) as of Mar 03 2026?

As of Mar 03 2026, Southern First Bancshares Inc (SFST) has a Forward P/S ratio of 3.12. This means the market is valuing SFST at $3.12 for every dollar of expected revenue over the next 12 months.

SFST Valuation