SBCF Earnings

SBCF reported its earnings on 2026-01-29, showcasing a revenue of 284.69M against an estimate of 202.60M, resulting in a 40.52% surprise. The EPS was 0.44, surpassing the expected 0.46 by -4.35%. The stock experienced a -1.99% price change on the earnings day and a 1.08% change over the next five days, reflecting market reactions to the results.

Following SBCF's earnings announcement on 2026-01-29, the stock price moved by -1.99% on the day of the release. Over the subsequent five days, it saw a 1.08% change. Historically, SBCF's stock price tends to shift by an average of -2.17% in the 10 days leading up to earnings and 0.3% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate SBCF's annual revenue to reach 205.01M, while the EPS is projected at 0.58. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between SBCF's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, SBCF's stock price typically moves by -2.17% in the 10 days before its earnings and 0.3% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 0.58 and revenue of 205.01M.

The earnings call summary presents a generally positive outlook with strong financial metrics such as 21% growth in wealth management income, a 29% increase in deposits, and a solid capital position. The Q&A section reveals optimistic guidance on efficiency ratios and loan growth, with early revenue synergies from recent acquisitions. Despite some concerns about noninterest expenses and unclear management responses, the overall sentiment is positive, supported by strategic expansion plans and a focus on capital returns, likely resulting in a 2% to 8% stock price increase.