RM News & Events

Reports Q4 revenue $169.7M, consensus $167.89M. "We delivered strong financial and operating results in the fourth quarter and finished 2025 with excellent momentum," said Lakhbir S. Lamba, President and Chief Executive Officer of Regional Management Corp. "Fourth quarter net income increased more than 30% year-over-year, driven by solid portfolio growth, record quarterly revenue, improving underlying credit performance, and continued expense discipline. For the full year, we generated net income of $44.4 million, while growing our total portfolio by 13% year-over-year."

The company's Board of Directors has approved a $30 million increase in the amount authorized under the stock repurchase program announced in December 2024, from $30 million to $60 million. The authorization is effective immediately and will continue through June 30, 2027. As of the end of October 2025, the company had repurchased $23.5 million of stock under the $60 million stock repurchase program.

Reports Q3 revenue $165.5M, consensus $162.8M. Provision for credit losses for the third quarter of 2025 was $60.5 million, an increase of $6.1 million, or 11.3%, from the prior-year period, driven by portfolio growth. "Building on our strong second-quarter momentum, we delivered another outstanding performance in the third quarter," said Robert W. Beck, President and Chief Executive Officer of Regional Management Corp. "We achieved net income of $14.4 million and diluted EPS of $1.42 - an 87% year-over-year improvement - and crossed the $2 billion milestone in ending net receivables for the first time in our company's history. Total revenue reached a record $165 million, while our operating expense ratio improved to an all-time best 12.8%."

Regional Management announced the retirement of its President, Chief Executive Officer, and Director, Robert W. Beck. The Board of Directors has appointed Lakhbir Lamba as Regional's new President, Chief Executive Officer, and Director effective November 10, 2025. Mr. Beck will assist with a smooth and orderly transition in an advisory role before officially retiring from the company on June 30, 2026.