Loading...
Remitly Global Inc (RELY) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The stock has strong growth potential, supported by positive analyst ratings, robust financial performance in Q4 2025, and a favorable options sentiment. While there are minor concerns about net income and EPS declines, the company's revenue growth, customer acquisition, and market expansion outweigh these negatives. The current pre-market price of $16.84 is below the raised price targets by analysts, presenting a solid entry point.
The MACD histogram is positive at 0.38, indicating bullish momentum, while the RSI at 75.112 is in the neutral zone. Moving averages are converging, suggesting a potential breakout. The stock is trading near R1 ($17.249), with strong support at $15.208, indicating limited downside risk.

Analysts have raised price targets to $20-$22, citing strong Q4 results and a positive FY26 outlook.
Revenue growth of 25.66% YoY in Q4 2025, with a 19% increase in active customers and a 35% rise in send volume.
Strong gross margin improvement to 67.34%, up 4.08% YoY.
Positive news sentiment following a 30% surge in stock price post-earnings.
Net income dropped significantly by -820.06% YoY in Q4
EPS declined by -733.33% YoY, which may raise concerns about profitability.
No significant hedge fund or insider trading activity, indicating neutral institutional sentiment.
In Q4 2025, revenue increased by 25.66% YoY to $442.18M, driven by strong customer acquisition and send volume growth. However, net income dropped significantly by -820.06% YoY to $41.22M, and EPS fell by -733.33% YoY to $0.19. Gross margin improved to 67.34%, reflecting operational efficiency.
Analysts are overwhelmingly positive on RELY, with multiple firms raising price targets to $20-$22 and maintaining Buy or Overweight ratings. Analysts highlight strong revenue growth, expanding margins, and a favorable FY26 outlook as key drivers for the stock's momentum.