Revenue Breakdown
Composition ()
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Revenue Streams
PROG Holdings Inc (PRG) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Lease Revenuesand Fees, accounting for 94.2% of total sales, equivalent to $569.67M. Another important revenue stream is Interestand Feeson Loans Receivable. Understanding this composition is critical for investors evaluating how PRG navigates market cycles within the Financial Technology (Fintech) industry.
Profitability & Margins
Evaluating the bottom line, PROG Holdings Inc maintains a gross margin of 100.00%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 8.99%, while the net margin is 5.57%. These profitability ratios, combined with a Return on Equity (ROE) of 24.56%, provide a clear picture of how effectively PRG converts its operational activities into shareholder value.
Comparative Benchmarking
In the context of the broader market, PRG competes directly with industry leaders such as WLFC and BUR. With a market capitalization of $1.29B, it holds a significant position in the sector. When comparing efficiency, PRG's gross margin of 100.00% stands against WLFC's 77.93% and BUR's N/A. Such benchmarking helps identify whether PROG Holdings Inc is trading at a premium or discount relative to its financial performance.
