PCB News & Events

PCB Bancorp announced that on January 28, 2026, its Board of Directors declared a quarterly cash dividend of 22c per common share. The dividend will be paid on or about February 20, 2026, to shareholders of record as of the close of business on February 13, 2026. "I am pleased to announce another increase in our quarterly cash dividend to $0.22 per common share from $0.20 per common share for the first quarter of 2026," said Henry Kim, President and Chief Executive Officer. "We are committed to making corporate decisions that directly benefit our shareholders."

Henry Kim, President and CEO, commented, "We are pleased to report fourth quarter net income of $9.1 million or $0.64 per diluted share and for the full year 2025, net income of $37.2 million or $2.58 per diluted share. Our total loan growth for the quarter was $70 million or 10% on an annualized basis as we continue to experience strong loan demand. Deposit decreased $118 million for the quarter due to a reduction of $100 million in brokered deposits and $18 million in retail deposits. Retail deposit balance decreased primarily because we intentionally did not compete with marketplace deposit rates that remain elevated despite recent FOMC rate cuts. However, despite the elevated deposit rates in our marketplace and recent interest rate cuts that decreased the yield on our variable loan portfolio, we effectively maintained our net interest margin at 3.28% during the fourth quarter. Additionally, expenses were well-controlled, and the credit quality remained solid."