Orrstown Financial Services Inc (ORRF) is now in the Fair zone, suggesting that its current forward PE ratio of 8.19 is considered Fairly compared with the five-year average of 8.04. The fair price of Orrstown Financial Services Inc (ORRF) is between 36.09 to 43.50 according to relative valuation method.

Relative Value

Fair Zone

36.09-43.50

Current Price：36.50

Fair

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Orrstown Financial Services Inc (ORRF) has a current Price-to-Book (P/B) ratio of 1.19. Compared to its 3-year average P/B ratio of 1.12, the current P/B ratio is approximately 6.27% higher. Relative to its 5-year average P/B ratio of 1.10, the current P/B ratio is about 8.21% higher. Orrstown Financial Services Inc (ORRF) has a Forward Free Cash Flow (FCF) yield of approximately 9.09%. Compared to its 3-year average FCF yield of 9.84%, the current FCF yield is approximately -7.65% lower. Relative to its 5-year average FCF yield of 11.98%, the current FCF yield is about -24.12% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for ORRF competitors is 3.31, providing a benchmark for relative valuation. Orrstown Financial Services Inc Corp (ORRF.O) exhibits a P/S ratio of 3.30, which is -0.38% above the industry average. Given its robust revenue growth of 4.71%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of ORRF increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of ORRF in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is ORRF currently overvalued or undervalued?

What is Orrstown Financial Services Inc (ORRF) fair value?

ORRF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Orrstown Financial Services Inc (ORRF) is between 36.09 to 43.50 according to relative valuation method.

How does ORRF's valuation metrics compare to the industry average?

The average P/S ratio for ORRF's competitors is 3.31, providing a benchmark for relative valuation. Orrstown Financial Services Inc Corp (ORRF) exhibits a P/S ratio of 3.30, which is -0.38% above the industry average. Given its robust revenue growth of 4.71%, this premium appears unsustainable.

What is the current P/B ratio for Orrstown Financial Services Inc (ORRF) as of Mar 03 2026?

As of Mar 03 2026, Orrstown Financial Services Inc (ORRF) has a P/B ratio of 1.19. This indicates that the market values ORRF at 1.19 times its book value.

What is the current FCF Yield for Orrstown Financial Services Inc (ORRF) as of Mar 03 2026?

As of Mar 03 2026, Orrstown Financial Services Inc (ORRF) has a FCF Yield of 9.09%. This means that for every dollar of Orrstown Financial Services Inc's market capitalization, the company generates 9.09 cents in free cash flow.

What is the current Forward P/E ratio for Orrstown Financial Services Inc (ORRF) as of Mar 03 2026?

As of Mar 03 2026, Orrstown Financial Services Inc (ORRF) has a Forward P/E ratio of 8.19. This means the market is willing to pay $8.19 for every dollar of Orrstown Financial Services Inc's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Orrstown Financial Services Inc (ORRF) as of Mar 03 2026?

As of Mar 03 2026, Orrstown Financial Services Inc (ORRF) has a Forward P/S ratio of 3.30. This means the market is valuing ORRF at $3.30 for every dollar of expected revenue over the next 12 months.

ORRF Valuation