Revenue Breakdown
Composition ()
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Revenue Streams
OneMain Holdings Inc (OMF) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Consumer and Insurance, accounting for 99.6% of total sales, equivalent to $1.39B. Other significant revenue streams include Segment to GAAP Adjustment and Others. Understanding this composition is critical for investors evaluating how OMF navigates market cycles within the Consumer Lending industry.
Profitability & Margins
Evaluating the bottom line, OneMain Holdings Inc maintains a gross margin of 79.96%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 15.82%, while the net margin is 12.66%. These profitability ratios, combined with a Return on Equity (ROE) of 23.76%, provide a clear picture of how effectively OMF converts its operational activities into shareholder value.
Comparative Benchmarking
In the context of the broader market, OMF competes directly with industry leaders such as UWMC and OBDC. With a market capitalization of $6.45B, it holds a significant position in the sector. When comparing efficiency, OMF's gross margin of 79.96% stands against UWMC's 94.26% and OBDC's N/A. Such benchmarking helps identify whether OneMain Holdings Inc is trading at a premium or discount relative to its financial performance.
