Neptune Insurance Holdings Inc. is a data-driven managing general agent. The Company offers a range of easy-to-purchase residential and commercial insurance products including primary flood insurance, excess flood insurance, and parametric earthquake insurance distributed through a network of agencies.

Events Timeline

(ET)

2026-02-19

10:10:00

Neptune Insurance Shares Rise 16.1% to $21.05

2026-02-18 (ET)

2026-02-18

16:40:00

Company Reports Q4 Revenue of $43.8M

News

6.0

02-25Benzinga

Wall Street Analysts Adjust Ratings

6.0

02-25Benzinga

Wall Street Analysts Adjust Ratings

2.0

02-19NASDAQ.COM

Neptune (NP) Q4 2025 Earnings Call Transcript

9.5

02-19Benzinga

Deere & Co Surpasses Q1 Earnings Expectations

9.5

02-18seekingalpha

Neptune Insurance Q4 Earnings Exceed Expectations

9.5

02-18Businesswire

Neptune Insurance Releases 2025 Financial Results

12 Analyst Rating

Wall Street analysts forecast NP stock price to rise

6 Buy

4 Hold

2 Sell

Moderate Buy

Current: 0.000

Low

22.50

Averages

28.45

High

35.00

Current: 0.000

Low

22.50

Averages

28.45

High

35.00

Mizuho

Underperform -> Neutral

upgrade

$26 -> $24

AI Analysis

2026-02-24

Reason

Mizuho

Price Target

$26 -> $24

AI Analysis

2026-02-24

upgrade

Underperform -> Neutral

Reason

Mizuho upgraded Neptune Insurance to Neutral from Underperform with a price target of $24, down from $26. The upgrade is based on the view that it is "very unlikely" AI will disrupt Neptune's business model, the analyst tells investors in a research note. However, Mizuho says the company's "group-low" 2.6% free cash flow yield and its belief that there is risk Neptune faces competition from large national property carriers in the private flood market over time prevent it from becoming more constructive on the shares.

Raymond James

C. Gregory Peters

Outperform

maintain

$23 -> $24

2026-02-23

Reason

Raymond James

C. Gregory Peters

Price Target

$23 -> $24

2026-02-23

maintain

Outperform

Reason

Raymond James analyst C. Gregory Peters raised the firm's price target on Neptune Insurance to $24 from $23 and keeps an Outperform rating on the shares. Neptune is uniquely positioned to benefit from the financial challenges of the NFIP and to selectively expand its leadership in the private flood insurance market through its asset-light, technology-enabled MGA model, the analyst tells investors in a research note.

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Valuation Metrics

The current forward P/E ratio for Neptune Insurance Holdings Inc (NP.N) is 58.39, compared to its 5-year average forward P/E of 55.80. For a more detailed relative valuation and DCF analysis to assess Neptune Insurance Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

55.80

Current PE

58.39

Overvalued PE

60.27

Undervalued PE

51.33

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

5Y Average EV/EBITDA

37.57

Current EV/EBITDA

39.25

Overvalued EV/EBITDA

40.24

Undervalued EV/EBITDA

34.91

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

19.96

Current PS

21.05

Overvalued PS

21.57

Undervalued PS

18.36

Financials

AI Analysis

Annual

Quarterly

Whales Holding NP

Trading Trends

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Frequently Asked Questions

What is Neptune Insurance Holdings Inc (NP) stock price today?

The current price of NP is 21.24 USD — it has increased 0.52

What is Neptune Insurance Holdings Inc (NP)'s business?

What is the price predicton of NP Stock?

Wall Street analysts forecast NP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NP is28.45 USD with a low forecast of 22.50 USD and a high forecast of 35.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Neptune Insurance Holdings Inc (NP)'s revenue for the last quarter?

Neptune Insurance Holdings Inc revenue for the last quarter amounts to 30.22M USD, increased 35.16

What is Neptune Insurance Holdings Inc (NP)'s earnings per share (EPS) for the last quarter?

Neptune Insurance Holdings Inc. EPS for the last quarter amounts to 1.10 USD, increased 1275.00

How many employees does Neptune Insurance Holdings Inc (NP). have?

Neptune Insurance Holdings Inc (NP) has 60 emplpoyees as of March 04 2026.

What is Neptune Insurance Holdings Inc (NP) market cap?

Today NP has the market capitalization of 2.93B USD.

NP Overview

NP Overview

Events Timeline

News

Valuation Metrics

Forward PE

Forward EV/EBITDA

Forward PS

Financials

Whales Holding NP

Trading Trends

People Also Watch

Frequently Asked Questions

What is Neptune Insurance Holdings Inc (NP) stock price today?

What is Neptune Insurance Holdings Inc (NP)'s business?

What is the price predicton of NP Stock?

What is Neptune Insurance Holdings Inc (NP)'s revenue for the last quarter?

What is Neptune Insurance Holdings Inc (NP)'s earnings per share (EPS) for the last quarter?

How many employees does Neptune Insurance Holdings Inc (NP). have?

What is Neptune Insurance Holdings Inc (NP) market cap?