NBN Earnings

NBN reported its earnings on 2026-01-26, showcasing a revenue of 87.05M against an estimate of 52.80M, resulting in a 64.87% surprise. The EPS was 2.47, surpassing the expected 2.38 by 3.78%. The stock experienced a -3.68% price change on the earnings day and a 0.86% change over the next five days, reflecting market reactions to the results.

Following NBN's earnings announcement on 2026-01-26, the stock price moved by -3.68% on the day of the release. Over the subsequent five days, it saw a 0.86% change. Historically, NBN's stock price tends to shift by an average of -4.69% in the 10 days leading up to earnings and 1.46% in the 10 days following, providing insight into potential market.

For 2025/Q4, analysts estimate NBN's annual revenue to reach 56.50M, while the EPS is projected at 2.57. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between NBN's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, NBN's stock price typically moves by -4.69% in the 10 days before its earnings and 1.46% in the 10 days after. For the upcoming 2025/Q4 earnings, analysts expect an EPS of 2.57 and revenue of 56.50M.

Despite a robust loan growth and optimistic outlook on SBA and insured small business products, the earnings call reveals several concerns. Reduced net income, declining EPS, and lower ROE and ROA due to SBA activity disruptions weigh negatively. The Q&A section indicates no share buybacks, but potential future NIM improvement. The cautious approach to funding mix and unclear retention rates for purchase loans add uncertainty. Overall, these mixed signals suggest a neutral sentiment, with no strong catalysts for significant stock price movement in either direction over the next two weeks.