LPRO Earnings

LPRO reported its earnings on 2026-03-12, showcasing a revenue of against an estimate of 21.80M, resulting in a 0% surprise. The EPS was 0, surpassing the expected 0.01 by 0%. The stock experienced a 0% price change on the earnings day and a 0% change over the next five days, reflecting market reactions to the results.

Following LPRO's earnings announcement on 2026-03-12, the stock price moved by 0% on the day of the release. Over the subsequent five days, it saw a 0% change. Historically, LPRO's stock price tends to shift by an average of 7.28% in the 10 days leading up to earnings and -7.91% in the 10 days following, providing insight into potential market.

For 2025/Q4, analysts estimate LPRO's annual revenue to reach 21.92M, while the EPS is projected at 0.01. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between LPRO's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, LPRO's stock price typically moves by 7.28% in the 10 days before its earnings and -7.91% in the 10 days after. For the upcoming 2025/Q4 earnings, analysts expect an EPS of 0.01 and revenue of 21.92M.

The earnings call reveals several concerning aspects: a significant net loss due to a one-time payment, a decline in certified loans, and operational risks from tightening underwriting standards. Although there is an increase in adjusted EBITDA, the refusal to provide specific guidance and vague responses in the Q&A add uncertainty. The strategic changes and leadership transitions further contribute to execution risks. Despite a share repurchase program, the overall sentiment leans negative due to these uncertainties and financial challenges.