Lakeland Financial Corp (LKFN) is now in the Undervalued zone, suggesting that its current forward PE ratio of 13.52 is considered Undervalued compared with the five-year average of 17.44. The fair price of Lakeland Financial Corp (LKFN) is between 64.91 to 79.15 according to relative valuation method. Compared to the current price of 58.67 USD , Lakeland Financial Corp By Undervalued By 9.61%.

Relative Value

Fair Zone

64.91-79.15

Current Price：58.67

9.61%

Undervalued

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Lakeland Financial Corp (LKFN) has a current Price-to-Book (P/B) ratio of 1.93. Compared to its 3-year average P/B ratio of 2.37, the current P/B ratio is approximately -18.75% higher. Relative to its 5-year average P/B ratio of 2.62, the current P/B ratio is about -26.30% higher. Lakeland Financial Corp (LKFN) has a Forward Free Cash Flow (FCF) yield of approximately 7.56%. Compared to its 3-year average FCF yield of 6.93%, the current FCF yield is approximately 9.09% lower. Relative to its 5-year average FCF yield of 6.79%, the current FCF yield is about 11.29% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for LKFN competitors is 3.80, providing a benchmark for relative valuation. Lakeland Financial Corp Corp (LKFN.O) exhibits a P/S ratio of 5.13, which is 34.94% above the industry average. Given its robust revenue growth of 10.14%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of LKFN increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of LKFN in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is LKFN currently overvalued or undervalued?

What is Lakeland Financial Corp (LKFN) fair value?

LKFN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Lakeland Financial Corp (LKFN) is between 64.91 to 79.15 according to relative valuation method.

How does LKFN's valuation metrics compare to the industry average?

The average P/S ratio for LKFN's competitors is 3.80, providing a benchmark for relative valuation. Lakeland Financial Corp Corp (LKFN) exhibits a P/S ratio of 5.13, which is 34.94% above the industry average. Given its robust revenue growth of 10.14%, this premium appears unsustainable.

What is the current P/B ratio for Lakeland Financial Corp (LKFN) as of Mar 03 2026?

As of Mar 03 2026, Lakeland Financial Corp (LKFN) has a P/B ratio of 1.93. This indicates that the market values LKFN at 1.93 times its book value.

What is the current FCF Yield for Lakeland Financial Corp (LKFN) as of Mar 03 2026?

As of Mar 03 2026, Lakeland Financial Corp (LKFN) has a FCF Yield of 7.56%. This means that for every dollar of Lakeland Financial Corp's market capitalization, the company generates 7.56 cents in free cash flow.

What is the current Forward P/E ratio for Lakeland Financial Corp (LKFN) as of Mar 03 2026?

As of Mar 03 2026, Lakeland Financial Corp (LKFN) has a Forward P/E ratio of 13.52. This means the market is willing to pay $13.52 for every dollar of Lakeland Financial Corp's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Lakeland Financial Corp (LKFN) as of Mar 03 2026?

As of Mar 03 2026, Lakeland Financial Corp (LKFN) has a Forward P/S ratio of 5.13. This means the market is valuing LKFN at $5.13 for every dollar of expected revenue over the next 12 months.

LKFN Valuation