loanDepot, Inc. provides a customer-centric, technology-empowered residential mortgage platform. It is engaged in the origination of conventional and government mortgage loans, servicing conventional and government mortgage loans, and providing ancillary services. It engages in originating, financing, selling, and servicing residential mortgage loans and provides title, escrow, and settlement services for mortgage loan transactions. Its proprietary technology platform, mello, serves as a lead generation tool for these loan officers, particularly focusing on purchase originations. It has a loan product suite, including conventional agency-conforming loans, conventional prime jumbo loans, Federal Housing Administration (FHA) and Department of Veterans Affairs (VA) loans, and home equity lines of credit. Its ancillary business includes settlement services, real estate services and insurance services. mello Home Services, LLC is its wholly owned captive real estate referral business.

Events Timeline

(ET)

2026-01-09

09:00:00

Stock Futures Modestly Higher, Okloup Shares Surge 18%

2025-12-01 (ET)

2025-12-01

07:50:00

BofA Raises LoanDepot Price Target to $1.75 Amid Cautious Outlook

2025-11-06 (ET)

2025-11-06

16:25:32

LoanDepot Announces Q3 Earnings Per Share of 2 Cents, Exceeding Consensus Estimate of 1 Cent

2025-11-05 (ET)

2025-11-05

16:26:27

LoanDepot appoints Nikul Patel as Chief Growth Officer

News

4.5

02-25CNBC

Sharp Drop in US Mortgage Rates Boosts Refinancing Demand

4.5

02-23CNBC

Mortgage Rates Drop to 5.99%, Boosting Buyer Power

7.0

02-22CNBC

Mortgage Industry Faces Surge in Credit Report Fees

8.5

01-16Benzinga

Worthington Steel (WS) Enters Acquisition Agreement with Kloeckner & Co, Shares Surge 6.9%

7.5

01-10Yahoo Finance

Oklo Partners with Meta to Develop 1.2 GW Nuclear Power Campus in Ohio

4.5

01-09Yahoo Finance

Sector Update: Financial Stocks Edge Lower Friday Afternoon

3 Analyst Rating

Wall Street analysts forecast LDI stock price to rise

0 Buy

1 Hold

2 Sell

Moderate Sell

Current: 0.000

Low

1.75

Averages

2.38

High

3.00

Current: 0.000

Low

1.75

Averages

2.38

High

3.00

Goldman Sachs

Sell

downgrade

AI Analysis

2026-01-06

Reason

Goldman Sachs

Price Target

AI Analysis

2026-01-06

downgrade

Sell

Reason

Goldman Sachs lowered the firm's price target on LoanDepot to $2.40 from $3 and keeps a Sell rating on the shares. Regional banks underperformed the market by 200-300 basis points in 2025, weighed by macro concerns and credit worries, though stocks rallied 13% late in the year, the analyst tells investors in a research note. Looking to 2026, solid loan growth, net interest income momentum, positive operating leverage, and improving returns support continued multi-year fundamental improvement, with credit risk as the main wildcard, Goldman says.

Goldman Sachs

NULL -> Sell

downgrade

2025-10-29

Reason

Goldman Sachs

Price Target

2025-10-29

downgrade

NULL -> Sell

Reason

Goldman Sachs raised the firm's price target on LoanDepot to $3 from $1.45 and keeps a Sell rating on the shares.

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Valuation Metrics

The current forward P/E ratio for loanDepot Inc (LDI.N) is 17.53, compared to its 5-year average forward P/E of 40.81. For a more detailed relative valuation and DCF analysis to assess loanDepot Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

40.81

Current PE

17.53

Overvalued PE

217.04

Undervalued PE

-135.42

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

Undervalued EV/EBITDA

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

0.35

Current PS

0.32

Overvalued PS

0.47

Undervalued PS

0.22

Financials

AI Analysis

Annual

Quarterly

Whales Holding LDI

Trading Trends

People Also Watch

Frequently Asked Questions

What is loanDepot Inc (LDI) stock price today?

The current price of LDI is 1.92 USD — it has decreased -7.25

What is loanDepot Inc (LDI)'s business?

What is the price predicton of LDI Stock?

Wall Street analysts forecast LDI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LDI is2.38 USD with a low forecast of 1.75 USD and a high forecast of 3.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is loanDepot Inc (LDI)'s revenue for the last quarter?

loanDepot Inc revenue for the last quarter amounts to 404.23M USD, decreased -8.07

What is loanDepot Inc (LDI)'s earnings per share (EPS) for the last quarter?

loanDepot Inc. EPS for the last quarter amounts to -0.02 USD, decreased

How many employees does loanDepot Inc (LDI). have?

loanDepot Inc (LDI) has 4900 emplpoyees as of March 02 2026.

What is loanDepot Inc (LDI) market cap?

Today LDI has the market capitalization of 639.81M USD.

LDI Overview

LDI Overview

Events Timeline

News

Valuation Metrics

Forward PE

Forward EV/EBITDA

Forward PS

Financials

Whales Holding LDI

Trading Trends

People Also Watch

Frequently Asked Questions

What is loanDepot Inc (LDI) stock price today?

What is loanDepot Inc (LDI)'s business?

What is the price predicton of LDI Stock?

What is loanDepot Inc (LDI)'s revenue for the last quarter?

What is loanDepot Inc (LDI)'s earnings per share (EPS) for the last quarter?

How many employees does loanDepot Inc (LDI). have?

What is loanDepot Inc (LDI) market cap?