LendingClub Corp (LC) has a current Price-to-Book (P/B) ratio of 1.51. Compared to its 3-year average P/B ratio of 0.93, the current P/B ratio is approximately 62.05% higher. Relative to its 5-year average P/B ratio of 1.42, the current P/B ratio is about 6.06% higher. LendingClub Corp (LC) has a Forward Free Cash Flow (FCF) yield of approximately -97.55%. Compared to its 3-year average FCF yield of -118.72%, the current FCF yield is approximately -17.83% lower. Relative to its 5-year average FCF yield of -59.39%, the current FCF yield is about 64.26% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for LC competitors is 2.55, providing a benchmark for relative valuation. LendingClub Corp Corp (LC.N) exhibits a P/S ratio of 1.97, which is -22.66% above the industry average. Given its robust revenue growth of 12.24%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of LC increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of LC in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is LC currently overvalued or undervalued?

What is LendingClub Corp (LC) fair value?

LC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of LendingClub Corp (LC) is between 8.67 to 36.64 according to relative valuation method.

How does LC's valuation metrics compare to the industry average?

The average P/S ratio for LC's competitors is 2.55, providing a benchmark for relative valuation. LendingClub Corp Corp (LC) exhibits a P/S ratio of 1.97, which is -22.66% above the industry average. Given its robust revenue growth of 12.24%, this premium appears unsustainable.

What is the current P/B ratio for LendingClub Corp (LC) as of Mar 02 2026?

As of Mar 02 2026, LendingClub Corp (LC) has a P/B ratio of 1.51. This indicates that the market values LC at 1.51 times its book value.

What is the current FCF Yield for LendingClub Corp (LC) as of Mar 02 2026?

As of Mar 02 2026, LendingClub Corp (LC) has a FCF Yield of -97.55%. This means that for every dollar of LendingClub Corp's market capitalization, the company generates -97.55 cents in free cash flow.

What is the current Forward P/E ratio for LendingClub Corp (LC) as of Mar 02 2026?

As of Mar 02 2026, LendingClub Corp (LC) has a Forward P/E ratio of 12.95. This means the market is willing to pay $12.95 for every dollar of LendingClub Corp's expected earnings over the next 12 months.

What is the current Forward P/S ratio for LendingClub Corp (LC) as of Mar 02 2026?

As of Mar 02 2026, LendingClub Corp (LC) has a Forward P/S ratio of 1.97. This means the market is valuing LC at $1.97 for every dollar of expected revenue over the next 12 months.

LC Valuation