Kaspi.kz AO (KSPI) is now in the Undervalued zone, suggesting that its current forward PE ratio of 6.06 is considered Undervalued compared with the five-year average of 6.70. The fair price of Kaspi.kz AO (KSPI) is between 87.22 to 145.34 according to relative valuation method. Compared to the current price of 73.50 USD , Kaspi.kz AO By Undervalued By 15.73%.

Relative Value

Fair Zone

87.22-145.34

Current Price：73.50

15.73%

Undervalued

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Kaspi.kz AO (KSPI) has a current Price-to-Book (P/B) ratio of 3.30. Compared to its 3-year average P/B ratio of 6.63, the current P/B ratio is approximately -50.20% higher. Relative to its 5-year average P/B ratio of 7.01, the current P/B ratio is about -52.92% higher. Kaspi.kz AO (KSPI) has a Forward Free Cash Flow (FCF) yield of approximately 4.78%. Compared to its 3-year average FCF yield of 6.65%, the current FCF yield is approximately -28.15% lower. Relative to its 5-year average FCF yield of 6.61%, the current FCF yield is about -27.70% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for KSPI competitors is 6.34, providing a benchmark for relative valuation. Kaspi.kz AO Corp (KSPI.O) exhibits a P/S ratio of 1.63, which is -74.28% above the industry average. Given its robust revenue growth of 32.65%, this premium appears sustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of KSPI increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of KSPI in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is KSPI currently overvalued or undervalued?

What is Kaspi.kz AO (KSPI) fair value?

KSPI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Kaspi.kz AO (KSPI) is between 87.22 to 145.34 according to relative valuation method.

How does KSPI's valuation metrics compare to the industry average?

The average P/S ratio for KSPI's competitors is 6.34, providing a benchmark for relative valuation. Kaspi.kz AO Corp (KSPI) exhibits a P/S ratio of 1.63, which is -74.28% above the industry average. Given its robust revenue growth of 32.65%, this premium appears sustainable.

What is the current P/B ratio for Kaspi.kz AO (KSPI) as of Mar 02 2026?

As of Mar 02 2026, Kaspi.kz AO (KSPI) has a P/B ratio of 3.30. This indicates that the market values KSPI at 3.30 times its book value.

What is the current FCF Yield for Kaspi.kz AO (KSPI) as of Mar 02 2026?

As of Mar 02 2026, Kaspi.kz AO (KSPI) has a FCF Yield of 4.78%. This means that for every dollar of Kaspi.kz AO's market capitalization, the company generates 4.78 cents in free cash flow.

What is the current Forward P/E ratio for Kaspi.kz AO (KSPI) as of Mar 02 2026?

As of Mar 02 2026, Kaspi.kz AO (KSPI) has a Forward P/E ratio of 6.06. This means the market is willing to pay $6.06 for every dollar of Kaspi.kz AO's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Kaspi.kz AO (KSPI) as of Mar 02 2026?

As of Mar 02 2026, Kaspi.kz AO (KSPI) has a Forward P/S ratio of 1.63. This means the market is valuing KSPI at $1.63 for every dollar of expected revenue over the next 12 months.

KSPI Valuation