JSM Financials

Navient Corp (JSM) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Consumer Lending, accounting for 96.9% of total sales, equivalent to $126.00M. Other significant revenue streams include Federal Education Loans and Adjustments. Understanding this composition is critical for investors evaluating how JSM navigates market cycles within the Consumer Lending industry.

Evaluating the bottom line, Navient Corp maintains a gross margin of 25.08%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 5.99%, while the net margin is 2.48%. These profitability ratios, combined with a Return on Equity (ROE) of 4.85%, provide a clear picture of how effectively JSM converts its operational activities into shareholder value.