JMSB News & Events

John Marshall Bancorp announced that its board of directors has declared a quarterly cash dividend. The initial quarterly cash dividend of 9c was declared for each share of its common stock outstanding. The dividend is payable on March 4 to shareholders of record as of the close of business on February 11. Based on the current number of shares outstanding, the aggregate payment will be approximately $1.3M.

Reports Q4 book value per share $18.70. Reports Q4 CET1 capital ratio 15.2%. Reports Q4 net charge-offs .07%. Chris Bergstrom, president and CEO, commented, "We are pleased to report a 24% increase in net income for 2025. We grew our loan portfolio over $103 million in 2025, with 35% of that growth coming in the 4th quarter. The nearly $140 million in loan commitments booked during the quarter should provide a nice tailwind headed into 2026. Loan growth and the re-pricing of our funding and bond portfolios drove the seventh consecutive quarter of net interest margin expansion and 17.5% revenue growth. We believe that additional Federal Open Market Committee rate reductions and a continuing normalization of the yield curve could enhance our profitability. We continue to invest in technology and personnel to cultivate new relationships and deepen existing ones. Despite increasing our headcount by 5%, overhead grew only 5.5% during 2025 and resulted in significant operating leverage. As we look ahead to 2026, we remain focused on delivering tailored banking services and exceptional client experiences. The strength of our balance sheet and consistent performance enabled us to implement a quarterly cash dividend. We believe our fortress balance sheet allows us to focus on continued growth and drive increased returns and shareholder value."

Reports Q3 revenue $5.4M vs. $4.24M last year. Chris Bergstrom, president and CEO, commented, "The Company is on track to produce a significant increase in loan commitments in 2025. These commitments continue to convert into loan balances. Our year-to-date gross loan production is 34% ahead of last year. Rigorous underwriting and prudent growth take precedence over growth for growth's sake. During the third quarter, we increased the volume and quality of our funding. We believe that additional Federal Open Market Committee rate reductions and a continuing normalization of the yield curve could enhance our performance trend by increasing loan demand, lowering the cost of funds and further improving net interest margin and profitability. John Marshall has the capital, liquidity, market opportunity and team to support growth and, we believe, increasing shareholder value. The strength and preparedness of our balance sheet enabled us to increase earnings 28% this quarter. We believe having an unfettered balance sheet allows us to focus on organic growth, consider mergers and acquisitions, as appropriate, and drive increased growth and returns."

John Marshall Bancorp,the parent holding company for John Marshall Bank, announced that its Board of Directors authorized the extension of the stock repurchase program through August 31, 2026, pursuant to which the Company is authorized to purchase up to 700,000 shares of the Company's outstanding common stock. To date, the Company has repurchased 93,103 shares, or $1.6M under the Stock Repurchase Program. The Stock Repurchase Program may be suspended, terminated, amended or modified by the Board at any time without prior notice at the Board's discretion. About John Marshall Bancorp, Inc.