Isabella Bank Corp (ISBA) is now in the Overvalued zone, suggesting that its current forward PE ratio of 17.23 is considered Overvalued compared with the five-year average of 13.30. The fair price of Isabella Bank Corp (ISBA) is between 31.70 to 40.06 according to relative valuation method. Compared to the current price of 48.06 USD , Isabella Bank Corp By Overvalued By 19.96%.

Relative Value

Fair Zone

31.70-40.06

Current Price：48.06

19.96%

Overvalued

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

Unlock 5-Year Valuation Change

Is Isabella Bank Corp (ISBA) at a historical peak or a rare bargain? Access the full 5-year trend to find out.

Unlock Now

Isabella Bank Corp (ISBA) has a current Price-to-Book (P/B) ratio of 1.63. Compared to its 3-year average P/B ratio of 1.17, the current P/B ratio is approximately 39.21% higher. Relative to its 5-year average P/B ratio of 1.17, the current P/B ratio is about 39.21% higher. Isabella Bank Corp (ISBA) has a Forward Free Cash Flow (FCF) yield of approximately 5.23%. Compared to its 3-year average FCF yield of 7.83%, the current FCF yield is approximately -33.22% lower. Relative to its 5-year average FCF yield of 7.83%, the current FCF yield is about -33.22% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for ISBA competitors is 2.54, providing a benchmark for relative valuation. Isabella Bank Corp Corp (ISBA.O) exhibits a P/S ratio of 4.36, which is 71.49% above the industry average. Given its robust revenue growth of 20.31%, this premium appears sustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of ISBA increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of ISBA in the past 1 year(s) is driven by Unknown.

People Also Watch

Frequently Asked Questions

Is ISBA currently overvalued or undervalued?

What is Isabella Bank Corp (ISBA) fair value?

ISBA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Isabella Bank Corp (ISBA) is between 31.70 to 40.06 according to relative valuation method.

How does ISBA's valuation metrics compare to the industry average?

The average P/S ratio for ISBA's competitors is 2.54, providing a benchmark for relative valuation. Isabella Bank Corp Corp (ISBA) exhibits a P/S ratio of 4.36, which is 71.49% above the industry average. Given its robust revenue growth of 20.31%, this premium appears sustainable.

What is the current P/B ratio for Isabella Bank Corp (ISBA) as of Mar 02 2026?

As of Mar 02 2026, Isabella Bank Corp (ISBA) has a P/B ratio of 1.63. This indicates that the market values ISBA at 1.63 times its book value.

What is the current FCF Yield for Isabella Bank Corp (ISBA) as of Mar 02 2026?

As of Mar 02 2026, Isabella Bank Corp (ISBA) has a FCF Yield of 5.23%. This means that for every dollar of Isabella Bank Corp's market capitalization, the company generates 5.23 cents in free cash flow.

What is the current Forward P/E ratio for Isabella Bank Corp (ISBA) as of Mar 02 2026?

As of Mar 02 2026, Isabella Bank Corp (ISBA) has a Forward P/E ratio of 17.23. This means the market is willing to pay $17.23 for every dollar of Isabella Bank Corp's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Isabella Bank Corp (ISBA) as of Mar 02 2026?

As of Mar 02 2026, Isabella Bank Corp (ISBA) has a Forward P/S ratio of 4.36. This means the market is valuing ISBA at $4.36 for every dollar of expected revenue over the next 12 months.

ISBA Valuation