First Internet Bancorp (INBK) is now in the Undervalued zone, suggesting that its current forward PE ratio of 6.17 is considered Undervalued compared with the five-year average of 9.72. The fair price of First Internet Bancorp (INBK) is between 20.62 to 40.23 according to relative valuation method. Compared to the current price of 20.41 USD , First Internet Bancorp By Undervalued By 1.01%.

Relative Value

Fair Zone

20.62-40.23

Current Price：20.41

1.01%

Undervalued

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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First Internet Bancorp (INBK) has a current Price-to-Book (P/B) ratio of 0.51. Compared to its 3-year average P/B ratio of 0.60, the current P/B ratio is approximately -16.18% higher. Relative to its 5-year average P/B ratio of 0.74, the current P/B ratio is about -32.02% higher. First Internet Bancorp (INBK) has a Forward Free Cash Flow (FCF) yield of approximately -15.67%. Compared to its 3-year average FCF yield of 5.03%, the current FCF yield is approximately -411.25% lower. Relative to its 5-year average FCF yield of 8.56%, the current FCF yield is about -282.94% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for INBK competitors is 1.02, providing a benchmark for relative valuation. First Internet Bancorp Corp (INBK.O) exhibits a P/S ratio of 1.27, which is 24.94% above the industry average. Given its robust revenue growth of 6.48%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of INBK increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of INBK in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is INBK currently overvalued or undervalued?

What is First Internet Bancorp (INBK) fair value?

INBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of First Internet Bancorp (INBK) is between 20.62 to 40.23 according to relative valuation method.

How does INBK's valuation metrics compare to the industry average?

The average P/S ratio for INBK's competitors is 1.02, providing a benchmark for relative valuation. First Internet Bancorp Corp (INBK) exhibits a P/S ratio of 1.27, which is 24.94% above the industry average. Given its robust revenue growth of 6.48%, this premium appears unsustainable.

What is the current P/B ratio for First Internet Bancorp (INBK) as of Mar 03 2026?

As of Mar 03 2026, First Internet Bancorp (INBK) has a P/B ratio of 0.51. This indicates that the market values INBK at 0.51 times its book value.

What is the current FCF Yield for First Internet Bancorp (INBK) as of Mar 03 2026?

As of Mar 03 2026, First Internet Bancorp (INBK) has a FCF Yield of -15.67%. This means that for every dollar of First Internet Bancorp's market capitalization, the company generates -15.67 cents in free cash flow.

What is the current Forward P/E ratio for First Internet Bancorp (INBK) as of Mar 03 2026?

As of Mar 03 2026, First Internet Bancorp (INBK) has a Forward P/E ratio of 6.17. This means the market is willing to pay $6.17 for every dollar of First Internet Bancorp's expected earnings over the next 12 months.

What is the current Forward P/S ratio for First Internet Bancorp (INBK) as of Mar 03 2026?

As of Mar 03 2026, First Internet Bancorp (INBK) has a Forward P/S ratio of 1.27. This means the market is valuing INBK at $1.27 for every dollar of expected revenue over the next 12 months.

INBK Valuation