HOPE News & Events

Reports Q4 revenue $145.76M, consensus $142.9M. Reports Q4 book value per share $13.71. Reports Q4 CET1 capital ratio 12.27%. Reports Q4 net charge-offs .10%. "We delivered solid earnings growth in the fourth quarter of 2025, with net income up 12% from the third quarter of 2025, reflecting growth in net interest income, strength in customer fee revenue, and lower provisions for credit losses," commented Kevin Kim, chairman, president and CEO.

Reports Q3 revenue $142.03M, consensus $138.87M. Reports Q3 book value per share $17.60. Reports Q3 CEt1 capital ratio 12.12%. Reports Q3 net charge-offs .14%. "We are pleased to report strong earnings growth for the third quarter of 2025, driven by the momentum that we have been building in our business lines. Net interest income grew a robust 8% quarter-over-quarter, which was our highest linked quarter organic growth in three years," commented Kevin Kim, chairman, president and CEO. "In addition, positive operating leverage and lower credit costs contributed to the strong earnings growth and improved profitability this quarter."

Reports Q2 revenue $133.43M, consensus $133.9M. Reports Q2 tangible common equity per share $13.26. Reports Q2 CET1 capital ratio 12.06%. Reports Q2 net charge-offs 0.33%. "The second quarter of 2025 was a milestone quarter for Hope Bancorp as we completed the acquisition of Territorial Bancorp Inc. and expanded into the strategically important market of Hawaii," said Kevin Kim, chairman, president and CEO. "Quarter-over-quarter, our net interest income grew 17% in the second quarter, our net interest margin expanded 15 basis points, and our net income, excluding notable items, increased 7%. Strengthening organic production and the addition of Territorial's residential mortgage loans contributed to strong loan growth and further diversification of our loan portfolio. With the inclusion of Territorial's lower-cost deposit base, we saw meaningful reductions in our cost of deposits."