HCI Earnings

HCI reported its earnings on 2026-02-25, showcasing a revenue of against an estimate of 232.36M, resulting in a 0% surprise. The EPS was 0, surpassing the expected 4.87 by 0%. The stock experienced a 4.1% price change on the earnings day and a 0% change over the next five days, reflecting market reactions to the results.

Following HCI's earnings announcement on 2026-02-25, the stock price moved by 4.1% on the day of the release. Over the subsequent five days, it saw a 0% change. Historically, HCI's stock price tends to shift by an average of -1.5% in the 10 days leading up to earnings and 5.64% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate HCI's annual revenue to reach 246.23M, while the EPS is projected at 5.32. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between HCI's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, HCI's stock price typically moves by -1.5% in the 10 days before its earnings and 5.64% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 5.32 and revenue of 246.23M.

The earnings call summary and Q&A indicate a stable financial performance with strategic growth opportunities. The Exzeo IPO positively impacts book value, and the credit facility expansion shows financial stability. Management's confidence in maintaining rates and potential margin improvements due to reinsurance trends are positive indicators. The planned $80 million buyback and exploration of broader M&A opportunities further contribute to a positive sentiment. Despite some vagueness in management's responses, the overall outlook is optimistic, suggesting a potential stock price increase of 2% to 8%.