GGAL Earnings

GGAL reported its earnings on 2025-05-27, showcasing a revenue of 1.27B against an estimate of 1.62B, resulting in a -21.6% surprise. The EPS was 0.79, surpassing the expected 0.9 by -11.83%. The stock experienced a -1.25% price change on the earnings day and a -7.69% change over the next five days, reflecting market reactions to the results.

Following GGAL's earnings announcement on 2025-05-27, the stock price moved by -1.25% on the day of the release. Over the subsequent five days, it saw a -7.69% change. Historically, GGAL's stock price tends to shift by an average of 15.47% in the 10 days leading up to earnings and -0.85% in the 10 days following, providing insight into potential market.

For 2025/Q4, analysts estimate GGAL's annual revenue to reach 1.59B, while the EPS is projected at 0.70. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between GGAL's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, GGAL's stock price typically moves by 15.47% in the 10 days before its earnings and -0.85% in the 10 days after. For the upcoming 2025/Q4 earnings, analysts expect an EPS of 0.70 and revenue of 1.59B.

The earnings call presented mixed signals. While there are positive elements such as expected loan growth and a recovery in margins, concerns remain about high NPLs and capital ratio declines. The Q&A revealed management's confidence in capital levels and a focus on deposit growth. However, uncertainties in asset quality and vague responses on liquidity and dollar lending temper optimism. The strategic plan suggests temporary challenges with a more positive outlook for 2026, but current financial metrics and guidance do not strongly indicate a significant stock price movement in the short term.