GDOT Earnings

GDOT reported its FY2025Q3 earnings on 2025-11-10, showcasing a revenue of 491.85M against an estimate of 483.84M, resulting in a 1.66% surprise. The EPS was 0.06, surpassing the expected -0.2 by 130%. The stock experienced a -3.98% price change on the earnings day and a -8.29% change over the next five days, reflecting market reactions to the results.

Following GDOT's FY2025Q3 earnings announcement on 2025-11-10, the stock price moved by -3.98% on the day of the release. Over the subsequent five days, it saw a -8.29% change. Historically, GDOT's stock price tends to shift by an average of 2.89% in the 10 days leading up to earnings and 2.67% in the 10 days following, providing insight into potential market.

For 2025/Q4, analysts estimate GDOT's annual revenue to reach 509.46M, while the EPS is projected at -0.10. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between GDOT's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, GDOT's stock price typically moves by 2.89% in the 10 days before its earnings and 2.67% in the 10 days after. For the upcoming 2025/Q4 earnings, analysts expect an EPS of -0.10 and revenue of 509.46M.

The earnings call summary presents a mixed outlook. Positive aspects include strong B2B growth, improved margins in the Money Processing business, and promising new partnerships. However, these are offset by declines in the Consumer segment, operational efficiency challenges, and revenue mix pressures. The Q&A revealed optimism about embedded finance and partnerships, but no immediate catalysts for significant stock movement. The financial guidance remains consistent with previous projections, suggesting limited short-term impact. Without a market cap, it's difficult to predict strong movements, leading to a neutral sentiment rating.