FNB Earnings

FNB reported its earnings on 2026-01-20, showcasing a revenue of 679.83M against an estimate of 455.81M, resulting in a 49.15% surprise. The EPS was 0.5, surpassing the expected 0.41 by 21.95%. The stock experienced a 2.9% price change on the earnings day and a 0.64% change over the next five days, reflecting market reactions to the results.

Following FNB's earnings announcement on 2026-01-20, the stock price moved by 2.9% on the day of the release. Over the subsequent five days, it saw a 0.64% change. Historically, FNB's stock price tends to shift by an average of 0.2% in the 10 days leading up to earnings and 1.95% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate FNB's annual revenue to reach 456.74M, while the EPS is projected at 0.38. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between FNB's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, FNB's stock price typically moves by 0.2% in the 10 days before its earnings and 1.95% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 0.38 and revenue of 456.74M.

The earnings call reflects a positive sentiment with strong financial performance, optimistic guidance, and strategic growth plans. The company anticipates loan and deposit growth, raised net interest income guidance, and efficiency improvements through digital initiatives. Shareholder returns are supported by continued buybacks and potential dividend increases. Although management avoided specifics on buybacks and dividends, the overall outlook is positive, with strategic redeployment of capital and strong credit quality. Considering the market cap, a positive stock price movement of 2% to 8% is expected over the next two weeks.