FICO Earnings

FICO reported its earnings on 2026-01-28, showcasing a revenue of 511.96M against an estimate of 500.78M, resulting in a 2.23% surprise. The EPS was 7.33, surpassing the expected 7.08 by 3.53%. The stock experienced a -1.57% price change on the earnings day and a -12.95% change over the next five days, reflecting market reactions to the results.

Following FICO's earnings announcement on 2026-01-28, the stock price moved by -1.57% on the day of the release. Over the subsequent five days, it saw a -12.95% change. Historically, FICO's stock price tends to shift by an average of -0.92% in the 10 days leading up to earnings and 2.95% in the 10 days following, providing insight into potential market.

For 2026/Q2, analysts estimate FICO's annual revenue to reach 612.77M, while the EPS is projected at 10.42. These estimates reflect recent revisions, with revenue estimates revised upward by 0.32% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between FICO's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2026 were revised upward by 0.32%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, FICO's stock price typically moves by -0.92% in the 10 days before its earnings and 2.95% in the 10 days after. For the upcoming 2026/Q2 earnings, analysts expect an EPS of 10.42 and revenue of 612.77M.

The earnings call summary and Q&A reveal strong financial metrics with optimistic guidance, including a 22% increase in net income and a 28% increase in non-GAAP EPS. The FICO platform shows sustainable growth, and no significant market share loss is anticipated. While management avoided specifics on some queries, the overall sentiment is positive, driven by strong SaaS growth and promising platform adoption. Despite the lack of a new partnership or dividend increase, the robust guidance and ARR growth suggest a positive stock price movement.