First Bancorp (North Carolina) (FBNC) is now in the Fair zone, suggesting that its current forward PE ratio of 11.95 is considered Fairly compared with the five-year average of 12.06. The fair price of First Bancorp (North Carolina) (FBNC) is between 51.79 to 65.09 according to relative valuation method.

Relative Value

Fair Zone

51.79-65.09

Current Price：56.55

Fair

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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First Bancorp (North Carolina) (FBNC) has a current Price-to-Book (P/B) ratio of 1.32. Compared to its 3-year average P/B ratio of 1.13, the current P/B ratio is approximately 16.20% higher. Relative to its 5-year average P/B ratio of 1.23, the current P/B ratio is about 7.37% higher. First Bancorp (North Carolina) (FBNC) has a Forward Free Cash Flow (FCF) yield of approximately 10.10%. Compared to its 3-year average FCF yield of 9.45%, the current FCF yield is approximately 6.80% lower. Relative to its 5-year average FCF yield of 9.80%, the current FCF yield is about 3.01% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for FBNC competitors is 3.75, providing a benchmark for relative valuation. First Bancorp (North Carolina) Corp (FBNC.O) exhibits a P/S ratio of 4.21, which is 12.47% above the industry average. Given its robust revenue growth of 15.58%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of FBNC increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of FBNC in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is FBNC currently overvalued or undervalued?

What is First Bancorp (North Carolina) (FBNC) fair value?

FBNC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of First Bancorp (North Carolina) (FBNC) is between 51.79 to 65.09 according to relative valuation method.

How does FBNC's valuation metrics compare to the industry average?

The average P/S ratio for FBNC's competitors is 3.75, providing a benchmark for relative valuation. First Bancorp (North Carolina) Corp (FBNC) exhibits a P/S ratio of 4.21, which is 12.47% above the industry average. Given its robust revenue growth of 15.58%, this premium appears unsustainable.

What is the current P/B ratio for First Bancorp (North Carolina) (FBNC) as of Mar 02 2026?

As of Mar 02 2026, First Bancorp (North Carolina) (FBNC) has a P/B ratio of 1.32. This indicates that the market values FBNC at 1.32 times its book value.

What is the current FCF Yield for First Bancorp (North Carolina) (FBNC) as of Mar 02 2026?

As of Mar 02 2026, First Bancorp (North Carolina) (FBNC) has a FCF Yield of 10.10%. This means that for every dollar of First Bancorp (North Carolina)'s market capitalization, the company generates 10.10 cents in free cash flow.

What is the current Forward P/E ratio for First Bancorp (North Carolina) (FBNC) as of Mar 02 2026?

As of Mar 02 2026, First Bancorp (North Carolina) (FBNC) has a Forward P/E ratio of 11.95. This means the market is willing to pay $11.95 for every dollar of First Bancorp (North Carolina)'s expected earnings over the next 12 months.

What is the current Forward P/S ratio for First Bancorp (North Carolina) (FBNC) as of Mar 02 2026?

As of Mar 02 2026, First Bancorp (North Carolina) (FBNC) has a Forward P/S ratio of 4.21. This means the market is valuing FBNC at $4.21 for every dollar of expected revenue over the next 12 months.

FBNC Valuation