Revenue Breakdown
Composition ()
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Revenue Streams
EZCORP Inc (EZPW) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Merchandise, accounting for 54.2% of total sales, equivalent to $168.62M. Other significant revenue streams include Pawn Service and Jewelry Scrapping. Understanding this composition is critical for investors evaluating how EZPW navigates market cycles within the Consumer Lending industry.
Profitability & Margins
Evaluating the bottom line, EZCORP Inc maintains a gross margin of 56.07%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 15.89%, while the net margin is 11.60%. These profitability ratios, combined with a Return on Equity (ROE) of 12.97%, provide a clear picture of how effectively EZPW converts its operational activities into shareholder value.
Comparative Benchmarking
In the context of the broader market, EZPW competes directly with industry leaders such as CTOS and AGM. With a market capitalization of $1.68B, it holds a significant position in the sector. When comparing efficiency, EZPW's gross margin of 56.07% stands against CTOS's 18.82% and AGM's 25.77%. Such benchmarking helps identify whether EZCORP Inc is trading at a premium or discount relative to its financial performance.
