CZFS News & Events

Citizens Financial Services reports Q4 EPS $2.18 vs. $1.66 last year

Reports Q1 tax effected net interest margin 3.30% vs. 3.05% for the same period last year. Tangible book value per share was $46.19 from $40.70 at previous quarter end.

The tax effected net interest margin for the three months ended December 31, 2024 was 3.26% compared to 3.13% for the same period last year, which was impacted by the increase in the average yield on interest earning assets of 16 basis points, to 5.65%.